Chris Valdez's Blog Posts

Gear up to apply for a mortgageThese days, mortgage rates are sitting at historic lows, so now's a really good time to apply for a home loan. But you can't just jump into that process

5 Reasons to Sell Before the Selling Season Picks Up A common thought in real estate is never list your home in the winter offseason. Perpetuated by industry experts, agents and repeat sellers

Move-Up vs. Second Home: Which One Is Right For You?  The pandemic has changed the way many of us live, work, and attend school—and those changes have impacted our priorities when it

Is Now a Good Time to Buy or Sell Real Estate?  Traditionally, spring is one of the busiest times of the year for real estate. However, the coronavirus outbreak—and subsequent stay-

               How 2811 Longmeadow Dr. Sold For $170,000   I did know my client/seller several years before the sale of this home. The home was in

What is the Texas Eviction Diversion Program?October 01, 2020 | Texas REALTORS® StaffThe Texas Supreme Court on September 25 established the Texas Eviction Diversion Program with funding

Lowest Mortgage Rates in History: What It Means for Homeowners and Buyers In July, the average 30-year fixed-rate mortgage fell below 3% for the first time in history.1 And while many Americans

               Will I lose my home during the COVID-19 outbreak?On April 1, at the height of the coronavirus emergency, rent and mortgage payments became due

What is a mortgage interest rate?Lenders charge interest on a mortgage as a cost of lending you money. Your mortgage interest rate determines the amount of interest you pay, along with the,

Unsecured Loans: Definition and ExplanationUnsecured loans are loans that are approved without the need for collateral. Collateral is when you pledge an asset to secure a loan. With an unsecured,

HOA Dues: What You Need to Know Before BuyingHomeowners Association (HOA) dues help you share costs with others in your community. But HOA payments can add a significant amount to your housing

What Home Warranty Has to Offer to a HomeownerYou just purchased your dream house along with the all the perfect décor that turns your dream house into your dream home. It's been a

What to Consider Before Buying A Vacation HomeIs there a spot that you visit so often you'd like to purchase property? Or are you thinking of buying a vacation home that you will rent out when you

6 Ways Home Buyers Mess Up Getting a MortgageBy Daniel Bortz | Feb 19, 2018Getting a mortgage is, by general consensus, the most treacherous part of buying a home. In a recent survey, 42% of

Do You Get Your Earnest Money Back at Closing?By Jeanne Sager | Jun 24, 2019Realtor.comDo you get your earnest money back at closing? If you're buying a house and planning to finance

AS-IS Texas is an AS-IS state. This means the seller is selling their property AS-IS with all faults and the buyer is buying the property AS-IS with all faults.Kinda Scary for the buyer isn't it? If

Here's How to Buy a House: A Step-by-Step Guide for the First-Time Home BuyerThe steps to buying a house might seem complicated at first—particularly if you're a home buyer dipping a toe into

How to Make Money In Real Estate: A Beginner’s Guide to InvestingCurious to learn more about how to make money in real estate? Are you itching to invest? We don't blame you—real estate

What Is a Deed-Restricted Community? What to Know Before You Buy or Build a HomeThe day I planned to close on an acre lot where I hoped to build a brand-new house, my real estate agent turned up a

Selling a House As Is: What It Means for Buyers                         

6 Reasons You Should Never Buy or Sell a Home Without an Agent By Rachel Stults It's a slow Sunday morning. You've just brewed your Nespresso and popped open your laptop to check out 

Why Do You Need a Home Inspection?  By yoursuperinspector.com   It Reveals Critical Decision Making Information A quality home inspection can reveal critical information about the